Compliance and Regulatory Disclosures

1. Commercial disclosure

2. Scope of the service

• The service is designed as a software system for information and quantitative analysis. Its outputs are generated fully automatically by AI and statistical models without human intervention in the result for any security; they are the same for all users and are not based on any user's data or circumstances.
• The service does not include managing money or portfolios, holding client assets, executing or transmitting trading orders, brokering transactions, receiving funds for investment, providing personal investment recommendations, copy trading, automated trading in users' accounts, or promising returns.
• Where technical-analysis tools show points or states at which technical conditions are met, or an automated ranking of securities by model output, this is a general computational result of fixed rules applied to all securities in the same way, and is not a nomination or recommendation to deal in any of them.
• The platform keeps its services within the activities it is permitted to carry out; any feature that would require a regulatory authorisation or licence is offered only after the necessary requirements are met.
• We do not provide buying, selling, trading, custody or transfer of digital assets and do not handle users' funds or assets. Where the site shows analytical data about a digital asset, currency pair or commodity, it is analytical data only within the scope of the service.
• We do not offer gambling, betting, binary options, investment products or any prohibited activity.

3. Transparency in the use of AI

• We make clear to users that forecasting and analysis outputs are generated automatically by AI models, and show probability ranges, back-test results and their methodology where available.
• We state the limits of the models clearly, including the possibility of error and that past performance does not guarantee future results, and we never describe any model as guaranteed to be accurate.
• Users' personal data is not used to generate model outputs.

4. Legal framework

We comply with the laws that apply to the nature of our activity in the Kingdom of Saudi Arabia, in particular the E-Commerce Law and its implementing regulations, the Personal Data Protection Law and its regulations, the Electronic Transactions Law, the Anti-Cyber Crime Law, the tax laws as applicable, and the copyright and trademark laws. In designing the scope of the service we take into account the laws regulating the capital market and do not carry out any activity that requires a licence without obtaining it.

5. Payments and card-data protection

• Payments are processed by independent payment service providers or a merchant of record, depending on the payment method and country, which comply with the Payment Card Industry Data Security Standard (PCI DSS). Additional authentication may apply where required by the payment provider or the issuer of the payment method.
• Where a payment provider acts as merchant of record, it collects the payment, issues the receipt, calculates applicable taxes and handles refunds and disputes under its own terms.
• The site does not receive or store full card numbers, card security codes or bank account details.
• Subscriptions are activated automatically only after signed digital verification of a successful payment, and every transaction has a unique reference that prevents duplication.
• The final price, currency and taxes are shown before payment, and there is no automatic renewal or recurring charge.

6. Fraud prevention and sanctions

• We cooperate with payment service providers and competent authorities in fraud-prevention and transaction-verification procedures, and refuse any transaction or account reasonably suspected of being linked to fraud or the use of stolen payment methods.
• We comply with applicable sanctions and legal restrictions and do not provide the service to persons, entities or regions with which dealing is prohibited by applicable law.
• We and the payment providers may request additional information for verification and suspend any transaction or account on reasonable suspicion, subject to the user's right to object.
• Using the service for market manipulation or to spread rumours or misleading information about listed companies is prohibited.

7. Taxes and receipts

Applicable taxes, if any, are shown on the payment page and on the electronic receipt issued for every transaction; a copy of the receipt can be requested by e-mail.

8. Consumer protection

• Prices, features and periods are shown clearly before payment, with no hidden fees or automatic renewal.
• The statutory 7-day cancellation right before the service is used, plus an additional 3-day money-back guarantee on the first subscription even after use, under the Refund Policy.
• Clear contact and complaint channels with defined response times, and the consumer's right to approach the competent consumer-protection authorities.
• No marketing messages without consent, with the option to unsubscribe at any time.
• We take care that marketing content matches what the service actually does, without promises of profit or claims of absolute accuracy.

9. Security and vulnerability reporting

We apply technical and administrative controls to protect our systems and data. If you discover a security vulnerability, please report it responsibly to admin@kamanjat.com without exploiting or publicly disclosing it; we will handle the report seriously and confidentially.

10. Requests from competent authorities

We respond to lawful requests from competent judicial or government authorities under the applicable procedures and disclose only the data that is necessary.

11. Reports and complaints

To report a breach of these policies, an intellectual-property infringement or misuse, or to make a complaint: admin@kamanjat.com. We acknowledge reports within two business days and handle them without delay.

12. Periodic review

We review these disclosures, our policies and the site's content periodically to keep them consistent with the law and with payment service providers' requirements, and announce any material update on the site.